In the fast-paced world of e-commerce, the ability to accept payments smoothly and securely is paramount. Payment gateways play a critical role in this process, as the bridge between merchants and their customers’ banks. These gateways ensure that credit card payments, online payments, and other electronic payments are processed swiftly and securely.
Areto: A Pioneer in Payment Processing
Areto is emerging as a leading payment gateway provider dedicated to helping e-commerce merchants and marketplaces grow their businesses and get paid effortlessly. Founded in 2020 by experts in payments and e-commerce, Areto quickly developed a robust IT platform, earning PCI DSS Level 3 certification in 2021. By 2022, Areto had already signed its first clients in Europe and North America, marking its presence in the global market.
Payment Gateway Features and Benefits
Areto offers a comprehensive suite of payment processing services designed to meet the diverse needs of online businesses. With 600 payment options available through a single integration, Areto ensures that merchants will cater to local and international payment methods. The flexibility is crucial for increasing conversion rates and enhancing the overall customer journey.
Comprehensive Payment Service Provider
As a leading payment service provider, Areto excels in delivering end-to-end solutions that address the diverse needs of e-commerce merchants. Areto’s platform is designed to process electronic payments seamlessly, ensuring that businesses will manage their transactions efficiently. Integrating multiple payment processors allows Areto to handle various payment methods, including credit and debit cards, bank transfers, and local payment options.
Reliable and Secure Payment Processing
Security is a top priority for Areto. The payment gateway encrypts transaction data and supports anti-fraud measures such as 3D Secure (3DS) and PCI Data Security Standards (PCI DSS). These features provide merchants with peace of mind, knowing that their payment process is secure and compliant with industry regulations. Areto’s anti-fraud engine and strong customer authentication further enhance the security of online transactions.
Merchant Accounts and Acquiring Banks
Securing a merchant account is critical for businesses looking to accept payments online. Areto collaborates with a global network of acquiring banks to provide merchants with the accounts they need to process transactions. By working closely with merchant-acquiring banks, Areto ensures that businesses process payments smoothly and securely. The relationship also helps reduce the payment processing fee, making it more affordable for merchants.
Scalability and Flexibility
One of Areto’s standout features is its scalability. The platform supports multiple currencies, allowing businesses to expand their market reach effortlessly. With a 99.999% availability rate, Areto ensures merchants will rely on uninterrupted service. The high reliability is achieved through state-of-the-art, cloud-based technology, enabling merchants to scale their volumes and integrate external services seamlessly.
Advanced Payment Features
Areto’s advanced features include chargeback alerts, transaction routing, and velocity check rules. These tools help merchants manage their payment processing efficiently and mitigate risks. The platform also supports tokenization for recurring payments and card-on-file transactions, making it easier for businesses to offer subscription-based services and improve customer retention.
User-Friendly Experience and Improved Customer Experience
Areto prioritizes user experience with its intuitive dashboard reporting and real-time transaction management. The easy onboarding process ensures that merchants will start accepting payments quickly, while the user-friendly interface provides all the necessary data at their fingertips. The hosted payment page and virtual terminal for MOTO (Mail Order/Telephone Order) transactions further simplify the payment process for merchants and customers.
The user-friendly dashboard provides real-time insights into transaction data, making it easy for merchants to manage their finances. The integration with various payment methods ensures that customers will choose their preferred way to pay, whether it’s through credit cards, debit cards, or alternative payment options. Areto’s hosted payment page and pay-by-link features further enhance the customer journey, making the checkout process smooth and efficient.
Transparent Pricing
Areto uses the Interchange++ model, offering transparent and fixed pricing without hidden fees. The costs reduce with volume, ensuring merchants get the best deal as their business grows. The straightforward pricing model and lack of long-term contracts make Areto an attractive choice for businesses looking for a reliable and cost-effective payment gateway.
Payment Consulting Services
Beyond payment processing, Areto offers consulting services to help businesses optimize their payment technology and strategies. The company’s experts provide unbiased advice, helping merchants navigate the complex payments ecosystem and secure winning solutions. From securing merchant accounts to navigating European and PCI landscapes, Areto’s advisory services add significant value to its clients.
White-Label Payment Gateway
Areto’s white-label payment gateway allows businesses to brand the payment solution as their own. The feature enables merchants to launch new products and manage their payments under their brand, backed by Areto’s high reliability and security. The white-label option is ideal for businesses looking to enhance their customer experience and build a strong brand presence.
Partnering with Areto
Areto collaborates with a range of partners across the financial and e-commerce ecosystem. Independent Sales Organizations (ISOs) and consultants may earn commissions by referring merchants to Areto. At the same time, Independent Software Vendors (ISVs) and developers can quickly launch end-to-end payment solutions using Areto’s API guides and tested code. Payment acquirers and banks may boost profitability by offering Areto’s secure, PCI-approved payment services and merchant accounts.
Supporting Business Growth
Areto is more than just a payment gateway provider; it’s a partner in business growth. By offering tailored payment solutions and comprehensive support, Areto helps businesses expand their market reach and improve conversion rates. The ability to seamlessly integrate external services and the option to scale operations without additional monthly fees make Areto a valuable asset for any e-commerce business.
The Takeaway
Areto is revolutionizing the way e-commerce merchants and marketplaces handle payments. With its comprehensive payment processing services, robust security measures, and flexible, scalable solutions, Areto sets a new standard for payment gateways. As a trusted partner, Areto helps businesses grow, ensuring they will offer excellent customer experiences and get paid faster.
Frequently Asked Questions
What is a payment gateway?
A payment gateway is a service that processes electronic payments by connecting a merchant’s website to their bank account and the customer’s bank account.
Which payment gateway is best in the UK?
Among various payment gateway providers, Areto is highly recommended for its reliability and comprehensive services.
