In the financial market, numerous payment services are designed to manage advertising budgets on popular platforms like Facebook, Google, Microsoft, and many others. However, choosing the right service can be challenging due to the abundance of options and varying business requirements. It’s crucial to select a payment service that ensures transaction speed and security, while also providing tools for monitoring and managing advertising budgets.
This article will explore the best payment services for advertising on Facebook, Google, and Microsoft based on their objective characteristics.
PSTNET
PSTNET is a financial platform that issues virtual payment cards from banks in the USA and Europe. The service’s cards are suitable for various purposes, such as placing orders in online stores, paying for digital services, or subscriptions. Additionally, the platform offers segmented virtual cards for advertising, including options for Facebook, TikTok, Google Ads, and Microsoft Ads. These cards are convenient for both individual use and team collaboration.
Card balances can be topped up via USDT TRC20, BTC (plus 15 other coins), SWIFT or SEPA bank transfers, or another Visa/Mastercard. The service also offers users zero fees for transactions, withdrawals, and declined payments. PSTNET’s cards are equipped with 3D Secure technology.
Here is the list of features:
- Wide selection of unique BINs to minimize the risk of receiving risk payments.
- BIN checker on the website for easy BIN verification.
- There are no additional fees for operations related to blocked or frozen cards.
- Mass unlimited card issuance is possible.
- One-step registration using Google account, Telegram, WhatsApp, Apple account, or email.
- No need for verification to receive the first card.
- Withdrawals available in USDT.
- Additional team functionality in the personal account: role distribution, setting limits, receiving financial operation reports.
- Service notifications and 3D-Secure codes available via Telegram bot.
- 24/7 customer support across all popular communication channels.
The service offers a program for media buyers called PST Private. Within this program, you can immediately issue up to 100 cards. All cards benefit from a 3% cashback on advertising expenditures and a 3% commission on card top-ups.
Karta.io
Karta.io is a service for expense management, offering prepaid Visa and Mastercard cards for media buying. One of its main advantages is the ability to top up accounts directly from advertising accounts, providing convenience in financial management. They also highlight that companies with a monthly turnover of $40,000 or more can benefit from free card issuance.
Here are the additional features:
- Fast card issuance: They promise that the first card can be obtained within 10 minutes.
- Unique BINs from US banks.
- Tools for team collaboration in the personal account.
- Monthly issuance of up to 100 digital cards for free; cards beyond this limit cost $0.50 each.
- Fixed commission of 3.5% on account top-ups.
Mybrocard
Mybrocard is a service offering prepaid Visa and Mastercard cards. It provides flexible methods for card top-ups, including Capitalist, USDT, WIRE, and the Marketcall partner network, making the service convenient and straightforward to use. The commission fee depends on the chosen top-up method. There is no commission for domestic payments, while international transactions incur a fee of 1% plus $0.30. Additionally, there is a 0.5% fee for declined payment transactions.
Here are the additional features of Mybrocard:
- Provides access to 3 BINs (USA) and 3 types of cards (USD only). It is stated that BINs are regularly updated.
- Registration takes up to 24 hours on weekdays. It involves filling out a form, undergoing an interview and verification, and receiving an invitation from a service manager.
- Additional functionality for team collaboration allows managing team members and assigning roles.
- Mybrocard customer support is available at all times to answer user queries. However, requests for transfers or withdrawals are processed within 24 hours to 14 business days.
Flexcard
Flexcard is a digital platform offering virtual cards for advertising payments on Facebook, TikTok, Google Ads, and other purposes. Methods for topping up the card include USDT, bank transfer, Capitalist, and transfer from partner balances, with a minimum top-up amount starting at 50 euros via bank transfer. There is a commission starting from 3.5% for top-ups, but there are no maintenance fees for the cards.
Here are the additional features of Flexcards:
- Registration within 24 hours. You need to fill out a form and contact a manager to activate your account. Then, confirm your account via email.
- The issuance of 1 card costs between 2 to 4 euros.
- 3 types of BINs: BIN Sophia (Spain), BIN Barcelona (Brazil), and BIN Edinburgh (Estonia), with a promise to launch new ones every 4 months.
- Additional functionality for team collaboration includes role distribution and card issuance management.
- Flexcards customer support is available from 10:00 to 22:00 GMT+3 and responds via Telegram chat. Account activation can be done by contacting a manager by phone or email.
Adscard
AdsCards is a platform specializing in providing virtual cards suitable for advertising payments on Facebook, Google, and TikTok Ads, among others. Cards from this service can be topped up using various methods, including bank transfers, electronic wallets, and cryptocurrencies. The commission fees for topping up and using the card are calculated individually based on transaction volumes. Transactions or fund withdrawals incur a 4% fee, while mass payments involve a 3% fee.
Here are the additional features of AdsCards:
- Various options for BINs.
- Ability to create personalized BINs for teams for a specific fee.
- Registration on the platform takes minimal time, although it requires filling out a form.
- Unified account balance that is not tied to card limits.
- Tools for balance management and expense control in the personal account.
Spendge
Spendge is a service offering virtual cards for media buying. The available card currencies are euros and British pounds. Cards can be topped up via wire transfer, USDT, or directly through the service itself. There is a fixed commission of 1.5% for topping up via USDT. The commission for topping up via bank transfer is 25 euros plus 0.5% of the amount, and the commission for funding via the service itself is 2.5%. The minimum balance top-up amount is $300.
Here are the additional features of Spendge:
- Unique BINs available in USD, GBP, and EUR.
- Issuance of 1 card costs 5 euros.
- Option to issue cards with 3D Secure.
- Cards can be issued instantly and in unlimited quantities.
- Tools are provided for team collaboration. When registering, you can choose the account type, including a team account where an administrator role exists. The administrator can create additional accounts for other team members.
Abcard.io
Abcard.io is a platform for issuing virtual cards suitable for media buying. The service offers Mastercard, Visa, or China Union Pay cards. These cards can be topped up using popular cryptocurrencies or bank transfers. The commission for topping up starts from 4.5% and varies based on the top-up amount. Additionally, there is a limit where you cannot top up more than 20,000 euros in a single transaction.
Other features:
- Special BINs for each type of card
- Unified account balance for all cards
- Additional functionality: request payment operation reports through the personal account
- Limit on issuance: up to 10 cards can be issued simultaneously
- Registration requires verification and involves waiting for account activation
- 24/7 technical support
Ultimately, the choice of payment service for advertising on Facebook, Google, and Microsoft depends on the individual needs and preferences of the business. However, the services featured in this ranking provide reliable tools for effectively managing advertising budgets and achieving set goals.
